THE BUYER CAN GENERALLY BE EXPECTED TO PAY FOR IN SF, SANTA CLARA, ALAMEDA, SAN MATEO, MARIN, CONTRA COSTA, NAPA, SONOMA, SOLANO, SANTA CRUZ COUNTIES:
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Lender’s new loan charges (except those required by lender for seller to pay)
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Interest in new loan from date of funding to 30 days prior to first payment date
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Lender’s title insurance premium
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County preliminary change of ownership fee (P.C.O.R)
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Document preparation fee
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Notary fees
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Recording charges for all documents in buyer’s name
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Property tax proration (to date of acquisition)
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Termite inspection according to contract
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Fire insurance premium for first year
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Homeowners association transfer fee and prorate dues (from date of acquisition)
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Home warranty according to contract (NEGOTIABLE)
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Special delivery/courier fees, if required
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Assumption/change of records fee, if taking over existing loan
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Inspection fees according to contract (geological, property, roofing, etc.)
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Other prorations (rents, insurance, etc), if applicable
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Beneficiary statement fee for assumption of existing loan
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Assumption fees for takeover of existing loan
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All new loan changes (unless required by lender for seller to pay)
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Interest on new loan from date of funding to 30 days prior to first payment date
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Transactional coordinator/ Administration fee according to contract
BUYERS PAY ESCROW FEES IN FOLLOW COUNTIES:
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SF
ALAMEDA
SAN MATEO
MARIN
CONTRA COSTA
NAPA
SONOMA
SOLANO
SANTA CLARA ” SELLER PAYS”
SANTA CRUZ ” SPLIT 50/50″
BUYERS PAY OWNER TITLE INSURANCE FEES IN FOLLOW COUNTIES:
-
SF
ALAMEDA
SAN MATEO
MARIN
CONTRA COSTA
NAPA
SONOMA
SOLANO
SANTA CLARA ” SELLER PAYS”
SANTA CRUZ ” SPLIT 50/50″
BUYERS DON’T PAY COUNTY TRANSFER TAX FEES IN FOLLOW COUNTIES:
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SF
ALAMEDA
SAN MATEO
MARIN
CONTRA COSTA
NAPA
SONOMA
SOLANO
SANTA CLARA
SANTA CRUZ ” SPLIT 50/50″
BUYERS PAY CITY TRANSFER TAX FEES IN FOLLOW COUNTIES:
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SF ” SELLER PAYS”
ALAMEDA ( SPLIT 50/50)
SAN MATEO (SPLIT 50/50)
MARIN ( SELLER PAYS)
CONTRA COSTA ( SPLIT 50/50)
NAPA ( IF THERE IS ONE MUST CONFIRM)
SONOMA ( SELLER PAYS)
SOLANO (SELLER PAYS)
SANTA CLARA ( SPLIT 50/50)
SANTA CRUZ ( IF THERE IS ONE MUST CONFIRM)